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 Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government. |
 An additional $250,000 of coverage provided by American Share Insurance (ASI), a private corporation. |
 University Credit Union is an Equal Housing Lender. |
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*APY = Annual Percentage Yield.
1APR=Annual Percentage Rate. Rate and terms effective 01/25/2010 and are subject to change without notice. Rate of 4.50% is a fixed-rate for 15 years (4.54% APR). Monthly payment per $200,000 borrowed at 4.50% = $1,529.99. Maximum CLTV ratio is 75%. Maximum loan amount is $417,000 and is available for refinances only. Loans available to members residing in California and on owner-occupied member residences (single-family dwellings, condos, townhouses and 1-4 unit multi-family dwellings) in Los Angeles, Orange, Ventura, Riverside, San Diego and San Bernardino counties. Loans issued subject to credit review and approval. Not all applicants will qualify. Additional restrictions may apply.*No purchase necessary. Must be 18 years or older to enter. UCU employees, volunteers, vendors and their immediate family members not eligible. One entry per member for signing up for eStatements between January 1, 2010 and February 28, 2010. See contest info for more details.
**All loan rates quoted are Annual Percentage Rates (APR). Rates are subject to change without notice. New Car Loan Rate shown is our lowest rate based on 48-month term and 20% down payment. Monthly payment per $1,000 borrowed for 48 months at 3.99% APR=$22.58. 100% financing available at higher rates.
Share Certificate (CD) rate in rate chart is for a $100,000 minimum deposit, for a term of 1 year. There may be penalties for early withdrawal. Rates are subject to change without notice.
The Home Equity Line of Credit Loan rate quoted is an introductory rates for 6 months. At the end of the introductory rate period, the rate will convert to the non-discounted variable annual percentage rate schedule, currently at 5.00% APR (and, based on this rate, has a maximum rate of 11.00% APR) for 75% Combined Loan-to-Value (CLTV). Some restrictions may apply. Rates subject to change quarterly. Call for full details.
MEMBERS Financial Services representatives are registered through, and securities are sold through, CUNA Brokerage Services, Inc. (CBSI), member NASD/SIPC, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Insurance sold through licensed CUNA Mutual Insurance Society Representatives, and in New York, licensed insurance representatives of other companies. Nondeposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty states of the United States of America.