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UCU will be
closed for
Thanksgiving
Nov. 26, 27 & 28

 
   
New Car Loan Rates
as low as 3.99% APR**!



Submit your application online

15-Year Mortgage Refi: 4.625% APR1

  • No points
  • Fixed rate
  • $1,000 off closing costs
  • UCU doesn't sell loan
Refinance today and start saving!


 

HOT TOPICS

Get a $1,000 Holiday Loan Just in time for the Holidays!

Purchasing a New Home? Finance it with Lender you trust!

Discounted Auto and Home Insurance for Members

Receive Your MasterCard Statement Online!

Are You on the Right Road to Retirement? Find out!


 
 
CDs (as APY*)
New Car Loan**
Used Car Loan
Home Equity Line of Credit
Personal Line of Credit
Computer Loan
Platinum MasterCard
Home Mortgages
to 1.21%
3.99%
5.75%
3.90%
6.50%
9.95%
7.30%
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PRIVACY POLICY | TERMS OF SERVICE | SITE MAP | CONTACT US

Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
An additional $250,000 of coverage provided by American Share Insurance (ASI), a private corporation
An additional $250,000 of coverage provided by American Share Insurance (ASI), a private corporation.
University Credit Union is an Equal Housing Lender.
University Credit Union is an Equal Housing Lender.

Copyright © 2009 All rights reserved.

 

*APY = Annual Percentage Yield.

1Rate and terms effective 11/16/2009 and are subject to change without notice. Rate of 4.625% is a fixed-rate for 15 years. Monthly payment per $200,000 borrowed at an Annual Percentage Rate (APR) of 4.625%=$1,543.23. 3-year early termination fee will apply. Maximum CLTV ratio is 75%. Maximum loan amount is $417,000 and is available for refinances only. Loans available to members residing in California and on owner-occupied member residences (single-family dwellings, condos, townhouses and 1-4 unit multi-family dwellings) in Los Angeles, Orange, Ventura, Riverside, San Diego and San Bernardino counties. Loans issued subject to credit review and approval. Not all applicants will qualify. Additional restrictions may apply.


**All loan rates quoted are Annual Percentage Rates (APR). Rates are subject to change without notice. New Car Loan Rate shown is our lowest rate based on 48-month term and 20% down payment. Monthly payment per $1,000 borrowed for 48 months at 3.99% APR=$22.58. 100% financing available at higher rates.

Share Certificate (CD) rate in rate chart is for a $100,000 minimum deposit, for a term of 1 year. There may be penalties for early withdrawal. Rates are subject to change without notice.

The Home Equity Line of Credit Loan rate quoted is an introductory rates for 6 months. At the end of the introductory rate period, the rate will convert to the non-discounted variable annual percentage rate schedule, currently at 5.00% APR (and, based on this rate, has a maximum rate of 11.00% APR) for 75% Combined Loan-to-Value (CLTV). Some restrictions may apply. Rates subject to change quarterly. Call for full details.

MEMBERS Financial Services representatives are registered through, and securities are sold through, CUNA Brokerage Services, Inc. (CBSI), member NASD/SIPC, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Insurance sold through licensed CUNA Mutual Insurance Society Representatives, and in New York, licensed insurance representatives of other companies. Nondeposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty states of the United States of America.