Return Home  
Home Branch Login University Credit Union has been serving the employees, students and alumni of the university community since 1951!

Welcome!

Loans

Savings

Applications and Forms

Current Rates and Fees

Checking Account Services

Electronic Access Services

Office Locator

ATM Locator

Shared Branch Locator

What's New

Contact Us!

 
 

International Travel with a MasterCard

Tips for MasterCard Magnetic-Stripe Cardholders Traveling Internationally

 
Many foreign countries have switched to debit/credit cards with embedded chips instead of the magnetic stripe cards that are common in the United States. Here are some tips for dealing with this situation if you are traveling abroad.

Before You Travel

  • Notify University Credit Union before traveling internationally. Advance notification will help ensure that legitimate purchases are approved.


  • Check your expiration date: Make sure your MasterCard will not expire while you are away.


  • Memorize your MasterCard Personal Identification Number (PIN). Memorizing your PIN will help you easily obtain cash from local ATMs. Your Your MasterCard can be used at MasterCard, Maestro or Cirrus ATMs in more than 200 countries worldwide. CAUTION: For security reasons, never write your PIN on your card.


  • Keep your MasterCard account number and the lost/stolen customer service telephone number (MasterCard International 636-722-7111) in a safe place, separate from your wallet or handbag.


  • During Travel

  • In countries that have adopted chip technology, particulary in Europe, international visitors may continue to use their non-chip-enabled cards; most chip terminals will recognize and process a magnetic stripe card.


  • If you encounter a merchant who is hesitant to accept a non-chip card for payment, encourage the merchant to swipe the magnetic-stripe card through the terminal and follow the terminal prompts to complete the transaction.


  • If, for some reason, you are unable to use your credit card to make a purchase at a merchant location, you should be able to obtain cash from a local ATM.


  • If you have any further questions, please feel free to contact UCU at 310-477-6628 ext. 1. You may also click on the following link for the printable version of the above tips: MasterCard International Travel Tips

    PRIVACY POLICY | TERMS OF SERVICE | SITE MAP | CONTACT US

    Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
    Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
    University Credit Union is an Equal Housing Lender.
    University Credit Union is an Equal Housing Lender.

    Copyright © All rights reserved.

     
    Electronic Access Services

    Applications:

    Apply for your consumer loan online!

    Related Links:

    Get your MasterCard balance

    Call in your Lost or Stolen MasterCard

    Check these out:

    Maintain an excellent credit rating!

    For more information, please e-mail us or call (310) 477-6628.