Checking Account Services

As a UCU member, you have the freedom to choose the checking account that best fits your needs. Both accounts come with unlimited UCU ATM service, a free ATM/VISA Check Card, and a variety of other benefits.

Free Checking
Choose UCU's Free Checking Account if you don't like to keep a lot of money in your checking account, but like to have the flexibility and convenience of free UCU ATM services and telephone and on-line banking.

Interest Checking*
Choose UCU's Interest Checking Account if you prefer to maintain a high balance in your Checking Account (monthly fee of $5 is waived with an Average Daily Balance of $3,000 per month). Earn interest and enjoy the convenience of unlimited transactions at UCU ATMs and telephone and on-line banking. You can also take advantage of the many other benefits of this Account.

Both accounts come with these additional great benefits:

VISA Check Card with ATM access
ATM Service : : Listing of ATMs owned by UCU
25,000+ ATMs through the CO-OP ATM Network
Home Branch: on-line Banking 24/7
Free on-line Web Bill Pay service (primary checking accounts only)
Fone-Teller: conduct your own account transactions from any touch-tone phone
eStatements: retrieve your account statements online
View copies of cleared checks through Home Branch (up to 6 months of checks available)
Paycheck Direct Deposit
Overdraft Protection Loan available
Wire Transfers
BONUS: Carbonless checks offer automatic record-keeping

Your savings federally insured to at least $100,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
An additional $250,000 of coverage provided by American Share Insurance (ASI), a private corporation.

*Dividends paid monthly for the days on which the balance equals or exceeds $1,000.

Applications:

Join UCU on-line!

Apply for a loan on-line!

Check these out:

Get a UCU Mastercard!

Open a UCU IRA Today!

For more information, please e-mail us or call (310) 477-6628.