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Overdraft Protection

A credit line for checks!

Qualified borrowers may take advantage of Overdraft Protection Option; a special line of credit which protects your good credit rating by covering NSF (Non-Sufficient Funds) items. The Overdraft Protection Line of Credit automatically advances funds to cover a check posting to your account, up to the pre-approved limit. Or, if you spot a bargain, Overdraft Protection Option enables you to write a draft for the needed amount... it will be covered automatically, up to the credit limit! Apply online now (select Personal Line-of-Credit on the loan application).

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Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.		 An additional $250,000 of coverage provided by American Share Insurance (ASI), a private corporation
An additional $250,000 of coverage provided by American Share Insurance (ASI), a private corporation.		 University Credit Union is an Equal Housing Lender.
University Credit Union is an Equal Housing Lender.

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Overdraft Protection

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For more information, please e-mail us or call (310) 477-6628.