Need a car or a computer? Buying a new home or refinancing? Going
back to school? Whatever your loan needs, UCU can help. UCU's low-rate
loans and quick and friendly service can't be beat!
New & Used
Auto Loans
With low rates and no application fees, you can't beat our car
loans!
MasterCard
Low rates and purchasing power with the UCU Platinum, Gold and Classic
MasterCard.
Personal Loan and Line-of-Credit Loan
Need extra money for a car repair, for vacation, to pay off high-rate credit card balances or just to have available for a rainy day? This
is the loan for you.
Overdraft Protection Line-of-Credit
A line-of-credit loan is connected to your Checking Account that will cover a check or payment request, if your account were short of funds (subject to available funds).
Payday Advance Loan
Short-term loan for emergency needs.
Computer Loans
Don't use your high-rate credit card to buy your computer! Get a
low-rate UCU Computer Loan!
1st Mortgage Loans
Low fixed- and adjustable-rate loans for house and condo purchases and refinances!
Home Equity Loans
Use your home's equity to make home improvements or pay bills!
FHA Home Improvement Loan
Need to paint or make repairs? This is the perfect loan for you. No
equity required.
Income Property Loan
Affordable loan options for the purchase or refinance of multi-unit residential rental properties.
Loans for vehicles of recreation
Finance a motor home, motorcycle, personal watercraft (SeaDoo, JetSki), boat, tent trailer or travel trailer at low rates and no
application fees!
UCU Loans are available only to members that reside in
California. Loans are issued subject to credit approval.