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2nd Trust Deed & Home Equity Lines of Credit

Being a homeowner can be so advantageous, especially if you have built up equity in your house, townhouse or condominium. Use that equity to pay for home improvements, bill consolidation, or college tuition. At the same time, you can enjoy valuable tax deductions -- check with your tax advisor.

2nd Trust Deed Loan (Home Equity Loan)
If you need to borrow for a specific purpose, a fixed rate, fixed term Home Equity Loan may be your answer.

Home Equity Lines of Credit
UCU Home Equity Lines of Credit offer variable rate, revolving credit lines that allow you to access your funds as needed. With our Interest-Only* Home Equity Line of Credit option, you can also enjoy low, "interest only" monthly payments and free convenience checks for ready access.

Get more details about all of UCU's home equity loans or check out our current rates.


*Interest-Only Home Equity Line of Credit maximum loan amount for 70% CLTV Equity is $150,000 for houses, condos and townhouses. Some restrictions may apply.

All loans listed are available only to members residing in California and on primary member residences (single-family, owner-occupied detached dwellings, condos, or townhouses). Loans issued are subject to credit review. Call for full details.

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Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
University Credit Union is an Equal Housing Lender.
University Credit Union is an Equal Housing Lender.

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Loan Services

Applications:

Home Equity Loan pre-qualification application

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For more information, please e-mail us or call (310) 477-6628.