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Home Equity Loans

Access your home's equity for home improvement jobs and more!

 
Get More From Your Home, with a Home Equity Loan.


Being a homeowner can be so advantageous, especially if you have built up equity in your house, townhouse or condominium. Use that equity to pay for home improvements, bill consolidation, or college tuition. And, when you use your home's equity, it can result in a lower rate and lower interest costs, and a valuable tax deduction. Check with your tax consultant.

Low Loan Costs -- with such low costs, you can get that project moving faster than you expected.

  • Low closing costs
  • No points
  • No annual fee
  • No early termination fees
  • Borrow up to $150,000
Affordable Loan Options -- you have many ways to access the equity in your home. Check out our current rates for the details on all of our loans. To get started now on your home improvement project, complete our online Pre-Qualification Application or call a UCU Real Estate Loan Officer at (310) 477-6628, xt 2304.


* Interest-only payments apply to Home Equity Line of Credit Loans of up to $150,000 with a maximum 70% CLTV.
**Maximum Combined Loan-to-Value of 90%. Maximum loan amount is $50,000.

Some restrictions may apply. All loans listed are available only to members residing in California and on primary member residences (single-family, owner-occupied detached dwellings, condos, or townhouses) in the following counties: Los Angeles, Orange, Ventura, Riverside, San Diego and San Bernardino. Rates subject to change quarterly. Call for full details. Loans issued subject to credit review.

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Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
University Credit Union is an Equal Housing Lender.
University Credit Union is an Equal Housing Lender.

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Loan Services

Applications:

Apply for your consumer loan online!

Join UCU online!

Submit a Home Equity Loan application!

Related Links:

CAR and HOME INSURANCE: Members get discounts

Calculate your loan payment!

Save 25% on real estate commissions

Check these out:

Get a UCU MasterCard!

Save more with a UCU Market Rate account!

For more information, please e-mail us or call (310) 477-6628.