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Home Mortgage Loans

UCU has some options for a home purchase mortgage or refinance mortgage!

When you are ready to finance your mortgage, come to University Credit Union! We are here to help you whether you are buying a new home or want to refinance your current mortgage for one with a lower rate! We provide all the great benefits you've come to enjoy as a credit union member.

  • Mortgage Loan Options -- Whether you want a loan for a new home purchase or looking to reduce the interest rate on your current mortgage with a loan refinance, UCU gives you many mortgage loan options, including:
    • Low Fixed and Variable Rates
    • Conventional and Jumbo Loans
    • "Cash Out" Loans
    • Home Equity Loans

  • Variety of Repayment Terms -- Select repayment terms that are right for you:

  • Free Member Services UCU is here to help you save money when purchasing a home or with your budgeting needs:
    • 25% Rebate on Real Estate Commissions through the Home Benefits Plus program when you buy or sell a house using their realty agencies.
    • Free Budget & Debt Counseling when you use BALANCE, counselors who can give you advice and help get you on the right track so that you can purchase a house.

  • Apply Today! -- Start the application process or get more information:


    Disclaimer: All loans are available only to members residing in California and on primary member residences (single-family, owner-occupied, detached dwellings, condos, or townhouses) in the following counties: Los Angeles, Orange, Ventura, Riverside, San Diego and San Bernardino.

    Some restrictions may apply. Rates are subject to change without notice. Loans issued subject to credit review. Mortgage Loan Originator information.
    Mortgage Loan Servicing information.


    PRIVACY POLICY | TERMS OF SERVICE | SITE MAP | CONTACT US

    Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
    Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
    University Credit Union is an Equal Housing Lender.
    University Credit Union is an Equal Housing Lender.

    Copyright © All rights reserved.

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    Loan Services

    Applications:

    Apply for your consumer loan online!

    Join UCU online!

    Submit your real estate loan application online!

    Related Links:

    Tips for Preparing Your Home for Sale

    CAR and HOME INSURANCE: Members get discounts

    Calculate your loan payment!

    Save 25% on real estate commissions

    Check these out:

    Get a UCU MasterCard!

    Save more with a UCU Market Rate account!

    For more information, please e-mail us or call (310) 477-6628.