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Home Benefits Plus Services

Get a 25% REBATE of your real estate agent's commissions when selling and buying a home



If you've ever bought or sold a home, you know that every penny counts! Now, through a special arrangement for our members, you can save hundreds, or even thousands, of dollars on your next home sale or purchase when it's handled by a professional Realtor® through the Home Benefits Plus service.

As a University Credit Union member, you can receive a 25% REBATE on your real estate agent's commissions when you sell your home or when you buy one through a Realtor® using Home Benefits Plus**.

How does the service work?

Members Get Rebates

Whether you're on the buying side or the selling side, you can get a 25% rebate of your agent's commissions. These members did:

  • Mo A. received a total of $11,076 for both a sale and purchase

  • James W. got a $3,594 rebate on a purchase

  • Alexandria B. pocketed a $4,306 rebate on a purchase
  • Home Benefits Plus connects you to a network of nation-wide Realtors® from well-known realty agencies committed to serving the members of credit unions. Their agents will help you sell a property you own and they can help you buy your next property (you might get two different agents, for two different areas, doing two different jobs -- get a rebate for both transactions!)

    When you contact Home Benefits Plus, you will be connected with agents who are familiar with the area in which you will be focusing. After completing your transaction with your selected agent, you will receive a 25% rebate of the commission earned by your agent. With Home Benefits Plus you get a knowledgeable, professional Realtor® and a rebate of your agent's commissions whether you buy or sell a home (or both!).

    How is the 25% rebate calculated?

    For selling a home, receive a 25% REBATE of your Realtor's® commission:

      EXAMPLE: You’re selling a $300,000 home and using a Realtor® referred to you by Home Benefits Plus. The selling agent's commission would typically be $9,000 -- you would receive a 25% REBATE on that commission ... a rebate of $2,250.*

      Note: Example based on brokerage commission of 3% of the buying or selling price.*

    For buying a home, receive a 25% REBATE of your Realtor's® commission:

      EXAMPLE: For the purchase of your new $250,000 home, the commission would typically be $7,500 - you would receive a 25% REBATE on the commission ... a rebate of $1,875.

      Note: Example based on brokerage commission of 3% of the buying or selling price.*

      The best part of getting a rebate on your purchase is that the buyer doesn't have to pay for the real estate agent (the seller does!) So this rebate is an extra amount that you wouldn't have received if you didn't use Home Benefits Plus. Use the rebate towards home improvements for your new home!

    UCU members can take advantage of this rebate opportunity for both selling and buying a home.


    What you need to do to get started:

    1. Call Home Benefits Plus at (888) 603-9563
    2. Identify yourself as a University Credit Union member
    3. A Home Benefits Plus representative will match you with a participating agent.**
    4. When your transaction is complete, receive a 25% rebate on commissions received by your agent.

    Call Home Benefits Plus today to learn how you can get a 25% rebate on your real estate transaction at (888) 603-9563 or go online to make your request at Home Benefits Plus online .


    Disclaimer:* Rebates are subject to state law. The following states currently prohibit rebates: AL, AK, IA, KS, LA, MS, OK, OR, TN. Contact Home Benefits Plus for complete details.
    ** To take advantage of the program, you must contact HomeBenefitsPlus before contacting an agent directly. No rebate is available if you work with an agent directly. The amount and manner of the rebate (whether credit in escrow or check after closing) is determined by the mortgage lender, and is subject to state and federal law and lender approval. If the rebate is paid by check, it will be paid within four weeks of closing.

    Home Benefits Plus is a service provided as a benefit for members and is not affiliated with University Credit Union.


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    Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
    Your savings federally insured to at least $250,000 through the National Credit Union Administration (a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
    University Credit Union is an Equal Housing Lender.
    University Credit Union is an Equal Housing Lender.

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    Related Links:

    Tips for Preparing Your Home for Sale

    Low rates on Home Equity Loans!

    For more information, please e-mail us or call (310) 477-6628.