Georgia Tech
Giving Georgia Tech a financial advantage
Show off your Yellow Jacket spirit!
Show off your Yellow Jacket pride with the official Georgia Tech Credit and Debit Cards!
Our official Yellow Jacket Rewards Credit Card is loaded with features like earning unlimited 2 points per every $1 spent2 on qualified purchases and no annual or foreign transaction fees. Unlock higher earnings when you pair it with a University Checking Account and earn 2.00% APY when you make at least 25 monthly transactions and enroll in eStatements.
We'd love to partner with your campus group, event, or special program!
Your banking benefits
- Access to over 30,000 surcharge-free CO-OP ATMs and 5,600 Shared Branches nationwide
- Our Best Rates in the Nation Guarantee on loans
- Earn up to 5.00% APY1 with our University Checking Account
*UCU guarantees that our lowest loan rates for cars, credit cards, consumer loans, and HELOCs are in the top 5% nationwide as measured in a monthly rate survey by Rate Watch, a part of S&P Global.
1APY = Annual Percentage Yield. To earn up to 5.00% APY, members must have a qualifying University Checking Account. Based on a combined rate of 4.88%. Credit card must be active, have at least one monthly transaction (excludes balance transfers and cash advances), and be enrolled in credit card eStatements to qualify for the extra 1.00% APY in dividends. Account does not earn dividends if there is a $0 balance in a HELOC at the end of the month. All accounts must be in good standing with no delinquency or bankruptcy pending. Multiple loans in the same category count for only 1.00% APY in dividends.
Qualifying University Checking Accounts will earn 1.00% APY in dividends on balances up to $25,000. Balances above $25,000 will be paid at the regular checking rate. Qualifying University Checking Accounts are defined as having at least 25 transactions per month (includes transactions made with both debit and credit cards) and enrollment in eStatements. If the requirements are not met, then no dividend is earned. Secondary University Checking Accounts not eligible to earn APY. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account at the end of each day. Dividends are disbursed monthly into the active University Checking Account. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account. Rate subject to change after account opening and may vary based on qualifications met at month end. Not valid with any other offers. To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. A $50 minimum deposit is required to open a University Checking Account. All accounts are subject to approval.