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Scheduled maintenance reminder: Digital banking access will be limited from 9 PM PDT Saturday, April 12 until 3 AM PDT Sunday, April 13. We apologize for any inconvenience.

Bank here, there, and everywhere

Bank here, there, and everywhere

We want to give you the complete freedom to spread your financial wings and soar, starting with complete access to our services through various convenient channels. Discover streamlined banking solutions you'll only find at UCU.
Easy access = easy banking. Managing your finances should be effortless, and with our range of accessible solutions, it's simpler than ever. Enroll in online banking, download our mobile app, and explore our convenient services designed to help save you time and simplify your banking experience.
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Convenience to make your life easier

Convenience to make your life easier

We're here to help you achieve total banking freedom. That means banking how you want when you want. Whether online or in-person, you can access a wide range of services on your terms.

 

  • Bank on the go with UCU's digital banking—on your desktop or mobile device
  • Get 24/7 access to your account with no teller needed
  • Access to more than 30,000 fee-free CO-OP ATMs nationwide
  • Shared branches are available at more than 5,000 locations nationwide

Account services

Account Access - Los Angeles, California, United States

Bank on the go

With tools like digital banking and our virtual assistant, Royce, available to you 24/7, it's more convenient than ever to monitor your account on the go, giving you the tools you need to bank more efficiently.
Learn more about Bank on the go

Account Access

Shared Digital Banking Access - Los Angeles, California, United States

Share access safely and securely

Grant sub-user account access and specify custom controls for anyone you choose, like a joint account holder, family member, or even an authorized third party, like your accountant.
Learn more about Share access safely and securely

Shared digital banking access

Pay a Person (P2P)

Send money the fast, easy way

Send or receive money quickly and securely between just about anyone with an email or mobile phone number using our safe, secure peer-to-peer (P2P) payment system.
Learn more about Send money the fast, easy way

Pay a Person (P2P)

Wire Transfers

Move money domestically and globally

We make sending or receiving wires effortless. In many cases, domestic or international wire transfers can be accomplished as quickly as the next business day.
Learn more about Move money domestically and globally

Wire Transfers

Direct Deposit

Get your paycheck faster than ever

With Direct Deposit, you'll get your paycheck as soon as we receive it instead of waiting for your official payday. Sign up today and enjoy the speed of electronic deposits.
Learn more about Get your paycheck faster than ever

Direct Deposit

Overdraft Line of Credit

No more unexpected overdraft fees

Our convenient Overdraft Line of Credit is linked to your University Checking Account, covering you when you need an emergency backup.
Learn more about No more unexpected overdraft fees

Overdraft Line of Credit

Fund Transfer Services

Transfer money in a snap

Set up scheduled loan payments, send money to a friend, or automatically contribute to your savings account. You pick the amount and the date, and we do the rest. 
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Fund Transfer Services

ACH origination

Move money between financial institutions

Have an account at another financial institution? We can help you make monthly transfers from that account to any of your UCU accounts free of charge.
Learn more about Move money between financial institutions

ACH origination

Periodic Transfer of Funds (PTOF)

Never miss a due date again

Set up regular transfers between your UCU accounts or enable loan payments to occur automatically. We make it easy to set it and forget it while your finances are managed responsibly.
Learn more about Never miss a due date again

Periodic Transfer of Funds (PTOF)

Stop Payment

Stop checks in their places

Mistakes happen. We make fixes easy. Whether you need to stop payment on one check or an entire series of checks, you can do so within our digital banking platform.
Learn more about Stop checks in their places

Stop Payment

Reorder Checks - Los Angeles, California, United States

Order checks when you need to

Whether you're running out of checks or are just in the mood for a brand-new check design, we make it easy to order more in just a few clicks.
Learn more about Order checks when you need to

Reorder Checks

Forms

We’ve made finding forms easy

Need to fill out a form? All of our most commonly used forms are available in one place. Print, fill out, and submit it in person or via U.S. mail.
Learn more about We’ve made finding forms easy

Forms

    How to get pre-qualified and pre-approved for a mortgage

    How to get pre-qualified and pre-approved for a mortgage

    Read more about How to get pre-qualified and pre-approved for a mortgage
    Avoiding Online Scams in the Digital Age

    Avoiding Online Scams in the Digital Age

    Read more about Avoiding Online Scams in the Digital Age
    6 Steps for Smart Credit Management

    6 Steps for Smart Credit Management

    Read more about 6 Steps for Smart Credit Management
    Student Loan Debt Consolidation 101

    Student Loan Debt Consolidation 101

    Read more about Student Loan Debt Consolidation 101
    How Home Equity Lines of Credit (HELOCs) Work

    How Home Equity Lines of Credit (HELOCs) Work

    Read more about How Home Equity Lines of Credit (HELOCs) Work

    Latest resources

    UCU’s virtual assistant: Royce

    UCU’s virtual assistant: Royce

    Royce, our virtual assistant, is always available to help or answer your questions.
    Learn more about UCU’s virtual assistant: Royce
    Enjoy digital banking benefits

    Enjoy digital banking benefits

    You can access all your accounts anytime, anywhere, saving time and making banking easier.
    Learn more about Enjoy digital banking benefits
    Protect your data

    Protect your data

    Learn how scammers and fraudsters may try to steal your information and arm yourself with tips to safeguard your data. 
    Learn more about Protect your data
    Giving our University Communities a financial advantage
    University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.

    Related Services

    University Checking Account 

    Our University Checking Account lets you bank in-person or digitally with seamless support and reliable service. You'll also have the chance to earn extra dividends on your checking account balance in a few easy steps! 
    Learn more about University Checking Account 

    Financial Wellness

    As your financial institution of choice, we're committed to helping you stay financially fit and make intelligent choices. At University Credit Union, you'll bank with your brain.
    Learn more about Financial Wellness

    Find a location near you

    You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches
    Find a branch Click on Find a branch

    Leaving University Credit Union Website

    You are leaving ucu.org. The site you are about to visit is not operated by UCU. Please refer to the Terms of Use and Privacy Policy for this outside website as they may differ from UCU’s. UCU does not endorse and assumes no liability for any alternate website’s content and does not represent either the third-party or the member if the two enter into a transaction.