Bank here, there, and everywhere
We want to give you the complete freedom to spread your financial wings and soar, starting with complete access to our services through various convenient channels. Discover streamlined banking solutions you'll only find at UCU.
Easy access = easy banking. Managing your finances should be effortless, and with our range of accessible solutions, it's simpler than ever. Enroll in online banking, download our mobile app, and explore our convenient services designed to help save you time and simplify your banking experience.
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Convenience to make your life easier
We're here to help you achieve total banking freedom. That means banking how you want when you want. Whether online or in-person, you can access a wide range of services on your terms.
- Bank on the go with UCU's digital banking—on your desktop or mobile device
- Get 24/7 access to your account with no teller needed
- Access to more than 30,000 fee-free CO-OP ATMs nationwide
- Shared branches are available at more than 5,000 locations nationwide
Account services
Bank on the go
With tools like digital banking and our virtual assistant, Royce, available to you 24/7, it's more convenient than ever to monitor your account on the go, giving you the tools you need to bank more efficiently.
Learn more about Bank on the go Account Access
Share access safely and securely
Grant sub-user account access and specify custom controls for anyone you choose, like a joint account holder, family member, or even an authorized third party, like your accountant.
Learn more about Share access safely and securely Shared digital banking access
Send money the fast, easy way
Send or receive money quickly and securely between just about anyone with an email or mobile phone number using our safe, secure peer-to-peer (P2P) payment system.
Learn more about Send money the fast, easy way Pay a Person (P2P)
Move money domestically and globally
We make sending or receiving wires effortless. In many cases, domestic or international wire transfers can be accomplished as quickly as the next business day.
Learn more about Move money domestically and globally Wire Transfers
Get your paycheck faster than ever
With Direct Deposit, you'll get your paycheck as soon as we receive it instead of waiting for your official payday. Sign up today and enjoy the speed of electronic deposits.
Learn more about Get your paycheck faster than ever Direct Deposit
No more unexpected overdraft fees
Our convenient Overdraft Line of Credit is linked to your University Checking Account, covering you when you need an emergency backup.
Learn more about No more unexpected overdraft fees Overdraft Line of Credit
Transfer money in a snap
Set up scheduled loan payments, send money to a friend, or automatically contribute to your savings account. You pick the amount and the date, and we do the rest.
Learn more about Transfer money in a snap Fund Transfer Services
Move money between financial institutions
Have an account at another financial institution? We can help you make monthly transfers from that account to any of your UCU accounts free of charge.
Learn more about Move money between financial institutions ACH origination
Never miss a due date again
Set up regular transfers between your UCU accounts or enable loan payments to occur automatically. We make it easy to set it and forget it while your finances are managed responsibly.
Learn more about Never miss a due date again Periodic Transfer of Funds (PTOF)
Stop checks in their places
Mistakes happen. We make fixes easy. Whether you need to stop payment on one check or an entire series of checks, you can do so within our digital banking platform.
Learn more about Stop checks in their places Stop Payment
Order checks when you need to
Whether you're running out of checks or are just in the mood for a brand-new check design, we make it easy to order more in just a few clicks.
Learn more about Order checks when you need to Reorder Checks
We’ve made finding forms easy
Need to fill out a form? All of our most commonly used forms are available in one place. Print, fill out, and submit it in person or via U.S. mail.
Learn more about We’ve made finding forms easy Forms
Frequently asked questions
Need more information?
- How can I access my UCU accounts online? Get 24-hour access to your accounts with digital banking. Verify balances, review cleared checks, transfer money, make loan payments, and more.
Learn More - How can I reach someone by phone about my UCU account? You can reach us during business hours by calling 800.UCU.4510. If you need help outside business hours, Royce, UCU's virtual assistant, can help you access your account and answer questions.
Learn More - How do I safely give someone else temporary or limited access to my UCU account? A safe way to let a family member or other third party view your UCU account is by adding them as a sub-user. They will have their unique log-in, and you can control what they can access.
Learn More - How do I set up direct deposit into my University Credit Union account? If you want your paycheck electronically deposited in whole or part into a UCU account, start by contacting your HR department. They may have a form for you to fill out your account information, or you can use ours.
Learn More - Can I view my UCU account balance without my phone or a computer? If you need to check your account balance but don’t have access to digital banking, you can use any of the 30,000 fee-free CO-OP ATMs nationwide. You’ll need your University Checking Account debit card and your PIN.
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UCU Blog
Empower your financial future: Taking control of your money story
Read more about Empower your financial future: Taking control of your money story
UCU Blog
How to get pre-qualified and pre-approved for a mortgage
Read more about How to get pre-qualified and pre-approved for a mortgage
UCU Blog
Avoiding Online Scams in the Digital Age
Read more about Avoiding Online Scams in the Digital Age
Latest resources
UCU’s virtual assistant: Royce
Royce, our virtual assistant, is always available to help or answer your questions.
Learn more about UCU’s virtual assistant: Royce 
Enjoy digital banking benefits
You can access all your accounts anytime, anywhere, saving time and making banking easier.
Learn more about Enjoy digital banking benefits 
Protect your data
Learn how scammers and fraudsters may try to steal your information and arm yourself with tips to safeguard your data.
Learn more about Protect your data Giving our University Communities a financial advantage
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
University Credit Union offers membership to employees, students and alumni of UCLA, Pepperdine University, Loyola Marymount University, Santa Clara University, Saint Mary's College, UC Irvine, UC Davis, UC San Diego, Georgia Tech, University of Texas at Arlington, Abilene Christian University, Mount St. Mary's University, Chabot College and Las Positas College, West Coast Conference Universities, Western Athletic Conference Universities, and other universities throughout California. UCU offers a variety of products and services including checking accounts, credit cards, home mortgages, auto loans, personal loans, commercial loans, insurance, investments, as well as digital banking.
Related Services
University Checking Account
Our University Checking Account lets you bank in-person or digitally with seamless support and reliable service. You'll also have the chance to earn extra dividends on your checking account balance in a few easy steps!
Learn more about University Checking Account Financial Wellness
As your financial institution of choice, we're committed to helping you stay financially fit and make intelligent choices. At University Credit Union, you'll bank with your brain.
Learn more about Financial Wellness Find a location near you
You're covered from coast to coast with 30,000 surcharge free CO-OP ATMs and 5,000+ shared branches