Shared Branch and ATM Locator
UCU CO-OP ATMs
Direct Deposits
Worldwide access
Advisory Centers
We offer convenient locations and hours for your banking needs.
Monday - Friday: 7:00 a.m. to 5:00 p.m.
Saturday: 9:00 a.m. to 3:00 p.m.
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800.UCU.4510
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424.320.4700
Frequently asked questions
- What is a “shared branch”?
With shared branching, credit union members can perform transactions at branches of other credit unions within a shared network. University Credit Union is part of CO-OP's network, with over 5,000 shared branches. Use our convenient locator to find one near you.
- Can I withdraw money from any credit union?
You can withdraw money from any credit union or ATM in our shared branch network without a surcharge. Find a shared branch or ATM near you today.
- Can I deposit cash at any credit union?
You can deposit cash at any credit union in our shared branch network. University Credit Union is part of a shared branch network with more than 5,000 locations nationwide. Find one near you today.
- How can I find local UCU ATMs?
You can find ATMs near you by using our convenient ATM locator. You’ll pay no surcharges when you choose an ATM in our CO-OP shared network of more than 30,000 ATMs nationwide.
- How much are fees at University Credit Union ATMs?
University Credit Union ATMs don’t charge our member-owners any fees. Additionally, you can access more than 30,000 surcharge-free CO_OP ATMs nationwide. To top it off, you'll get up to $25 in ATM fees refunded monthly if you use an out-of-network ATM.
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*A surcharge is a fee that the owner of the ATM imposes on a user. ATMs that surcharge should have a warning screen appear before the completion of the transaction to notify each user of an impending surcharge. Surcharges are not the same as transaction fees. University Credit Union's transaction fee for cash withdrawals at CO-OP Network ATMs are waived. Transaction fees at non-UCU ATMs still apply, as described in your disclosure statement.
1Deposits may not be available for immediate withdrawal and will generally be available for withdrawal two business days following the date of deposit. For more details, please get in touch with a Financial Services Specialist.