Home Rewards
Providing UCU member-owners with expert real estate guidance and unmatched savings when you're buying or selling a home.
Smart savings for your home journey
Home Rewards offers exceptional advantages for members navigating the home buying and selling process. This program connects you with a knowledgeable loan officer and a reputable, local real estate professional, ensuring expert guidance throughout your transaction, while also providing substantial savings.
Exclusive advantages
Sell with a reduced listing fee
List your home for a competitive 1.5% listing fee.¹
Receive a buyer's rebate
Purchase a home and earn a 20% commission rebate.²
Expert real estate support
Benefit from dedicated service provided by a trusted, local real estate expert.
Savings examples
Selling
1.5% listing fee example
You sell a $700,000 home
Traditional listing agent fee - 3% | $21,000
Home rewards agent fee - 1.5% | $10,500
You save $10,500
Buying
20% commission rebate example
You buy a $700,000 home
Agent receives 2.5% commission | $17,500
Home Rewards 20% commission rebate | $3,500
You receive $3,500
Comprehensive real estate services
You'll enjoy full-service support from a reputable, local real estate professional, offering all the services of a traditional agent and more. Our members consistently express high satisfaction with their Home Rewards agents.
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Advanced property search: Gain immediate access to up-to-date listings within the local MLS through our exclusive online search platform. Receive timely email notifications for new listings that match your criteria.
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Escrow fee discount: Potentially qualify for a 20% discount on escrow fees through our Home Rewards partner escrow agencies. Enjoy the convenience of complimentary signing services at your preferred location.³
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Dedicated member assistance: Our experienced local home loan professionals are readily available to provide support at every stage. Visit your nearest advisory center, book a virtual appointment, or contact a mortgage loan expert at 800.UCU.4510.
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Easy enrollment: We'll facilitate an introduction to a qualified agent in your desired area, who will contact you to discuss your specific needs.
The simple enrollment process sets you up for success
Enrollment is straightforward and carries no obligation. Whether you're buying, selling, or both, simply register through our online home search portal. You can also schedule a complimentary virtual consultation with your agent before committing to any further steps!
1Excludes commission owed to buyer's agent.
2The Home Rewards program is made available to you through a relationship between University Credit Union and Home Rewards Group, Inc. Cash Rewards are awarded by Home Rewards Group, Inc. to buyers and sellers who select and use a real estate agent in the Home Rewards network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using University Credit Union for a mortgage loan is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. University Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please contact University Credit Union to get details that may affect you. Rebate payment is made by Home Rewards Group Inc. and is credited to your benefit at the close of transaction. Purchase price must be greater than $150,000 after all credit adjustments. All rebates are subject to limitations, lender guidelines, and other requirements. Certain properties may not be eligible for rebates. Rebate is 20% for purchase of a residential property. Please consult a qualified tax professional for advice on tax implications from receiving a rebate. Home Rewards Group Inc. is not affiliated with University Credit Union.
3Escrow services discount and free signing services available only on an escrow serviced by Escrow Options Group, Inc. which is not affiliated with University Credit Union. Check with the seller of the property regarding selection of the escrow company.