Start redeeming your rewards points today!
Redeeming your points is easy!
Now that you are earning double the rewards points with your Rewards Credit Card, we want to make sure that you know how to use them.
The CU Rewards website gives you all the information you need regarding your rewards points.
You will be able to check the number of points you have and start redeeming your points for Mastercard® gift cards, travel, merchandise, and more!
When you opened your Rewards Credit Card, you were assigned a 16-digit rewards account number. This is the number you will use to register your account on the CU Rewards website.
How do I know what my rewards account number is?
- The first 6 digits of your rewards account will start with 110020
- The numbers in between will all be 0s to create a 16 digit number
- Your UCU member number makes up the last digits of the rewards account number
- For example, if your UCU member number is 1234567, your rewards account number would be 1100200001234567
How do I register?
- Visit the CU Rewards website
- On the first page, click "register"
- Next, enter your 16-digit rewards account number, last 4 digits of your social security number, zip code, and email, and click "register"
- Once you're registered, you can start redeeming points!
1APY = Annual Percentage Yield. To earn up to 5.00% APY, member must have a qualifying University Checking Account. Based on a combined rate of 4.88%. Credit card must be active, have at least one monthly transaction (excludes balance transfers and cash advances), and be enrolled in credit card eStatements to qualify for the extra 1.00% APY in dividends. Account does not earn dividends if there is a $0 balance in a HELOC at the end of the month. All accounts must be in good standing with no delinquency or bankruptcy pending. Multiple loans in the same category count for only 1.00% APY in dividends.
Qualifying University Checking Accounts will earn 1.00% APY in dividends on balances up to $25,000. Balances above $25,000 will be paid at the regular checking rate. Qualifying University Checking Accounts are defined as having at least 25 transactions per month (includes transactions made with both debit and credit cards) and enrollment in eStatements. If the requirements are not met, then no dividend is earned. Secondary University Checking Accounts not eligible to earn APY. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account at the end of each day. Dividends are disbursed monthly into the active University Checking Account. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account. Rate subject to change after account opening and may vary based on qualifications met at month end. Not valid with any other offers. To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. A $50 minimum deposit is required to open a University Checking Account. All accounts are subject to approval.
2APR = Annual Percentage Rate. Rates stated available on approved credit and may be different as determined by the individual creditworthiness of each applicant. The maximum annual percentage rate for a UCU Credit Card is 23.99% APR. Rates current as of November 8, 2024, and are subject to change based on market conditions and borrower eligibility.